WE PROUDLY WORK WITH:
Bank funding that moves at your speed.
The smarter way to fund your business.
Bank-rate loans without the bank runaround. No hidden fees, no daily cash grabs, no middlemen taking a cut.
Frank
MCA lenders
Loan brokers
Banks
How much you can get
$10K to $5M+
Any size business.
Up to $500K
Caps out for growing businesses.
Depends on lender
No guarantee on amount or terms.
$100K minimum
Small loans rarely worth their time.
What it actually costs
Bank rates
No fees to you. Frank is paid by the lender.
40% to 350% APR
Factor rates disguise the true cost.
Lender rate + 1 to 10%
Broker commission baked into your rate.
6.8% to 11% APR
Competitive, if they approve you.
Time to get funded
Under 24 hours
Terms back same day from our bank panel.
24 to 72 hours
Fast, but at a steep price.
Days to weeks
Brokers add delays at every step.
2 to 3 months
SBA loans can take 90+ days.
How you repay
Fixed monthly
Predictable. Easy to plan around.
Daily % of sales
Pulled every business day before you see the money.
Depends on lender
Could end up with daily MCA-style payments.
Fixed monthly
Good structure, if you get approved.
Who gets approved
Your business health
Where your business is going, not just where it has been.
Most businesses
Low bar to get in, high price to pay for it.
Varies by lender
Your file goes to multiple lenders. Each may pull credit.
Only 13 to 14%
Strict credit, collateral and business plan required.
Your data
Handled privately
Managed with our bank panel. Never sold.
Held by MCA company
Used to sell you more advances.
Shared with many lenders
Your financials sent to whoever they work with.
Held by the bank
Regulated, but you are one of millions.
350%
Max effective APR on a typical MCA. Frank works to bank rates.
86%
Of businesses are turned away by large banks before they apply.
$50K+
Typical annual savings refinancing a $200K MCA into a Frank-arranged bank loan.
Talk to Frank
Soft credit check only. No commitment.